About HARP – HARP.gov – What is the HARP Program? When you have little equity in your home, or owe as much or more on your mortgage than your home is worth, it can be difficult to.

Requirements Fha Loan Conventional Uninsured Loans what is the difference between a conventional uninsured or. – Uninsured vs. Insured refers to the use of private mortgage insurance (pmi). It is required any time you put less than 20% down on your home, unless you do a second mortgage along with the first. PMI will reduce the risk of foreclosure for the lender, enabling them to lend you money even with a low or no down payment.