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Big Bank vs Mortgage Broker vs a Direct Lender Laredo mortgage rate Texas Mortgage Rates at 4.2% – texas (rate wire) – The benchmark 30-year fixed mortgage rate in TX has moved down since the beginning of the year. In our first reading for the year on Jan. 7 the rates averaged 4.89%; this week the. Laredo mortgage rates Texas current – Logancountywv – View and compare current mortgage rates in Texas.