What are today’s current mortgage rates? On October 18th, 2019, the average rate on the 30-year fixed-rate mortgage is 4.11%, the average rate for the 15-year fixed-rate mortgage is 3.69%, and.

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Fha Loan First Time Home Buyer Grants . Housing Development Authority helps with two loan programs, plus a down payment assistance program. If you haven’t owned a home in the last three years, you can qualify as a first-time home buyer.

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