Rates and program information are deemed reliable but not guaranteed. Rates on this page are based on the purchase of a single-family, single-unit, detached, primary residence located in Richmond, VA (home of SunTrust Mortgage, A Division of SunTrust Bank). Rates also assume a 30 day lock and are subject to change without prior written notice.

15- and 20-year fixed-rate mortgages. With a short loan term and lower interest rate, a 15- or 20-year fixed-rate mortgage can help you pay off your home faster and build equity more quickly, although your monthly payments will be higher than with a 30-year loan. The 15- and 20-year fixed-rate mortgages are especially popular for refinancing.

You plan to stay put for several more years. If you’re nearing the time when the adjustable rate can reset and move higher, you might benefit from refinancing to a 20- or 30-year fixed-rate mortgage.

Best Interest Mortgage Rates Compare The Best Mortgage Rates | MoneySuperMarket – interest rates adjust periodically with a variable rate mortgage, which means repayments may change throughout the loan term.Usually, the interest rate changes in relation to another rate – the Bank of England’s base rate is very influential on variable interest rates, as is the base rate of each lender.

20 Year Fixed Rate Mortgage Calculator – About 20 Year Home Refinancing Loans. In low interest rate environments consumers typically prefer the certainty of fixed-rate loans over adjustable-rates. In high or rising interest rate environments consumers may see a larger relative discount in ARM loans which can help shift their preference across.

Looking to refinance your existing mortgage loan? erate helps you compare today’s home refinance loan rates in Nevada. Select from popular programs like the 30 year fixed, 15 Year Fixed, 5/1 ARM or other programs and we list the top offers from numerous lenders for you. Rates are updated daily.

Housing Loan Rates Today Compare Interest Rates Calculator Compare Savings Rates Calculator | Zions Bank – Compare Savings Rates Calculator Even a small difference in the interest you are paid on your savings can add up over time. Use this calculator[cite::620::cite] to see how different savings rates can impact your savings strategy.

Mortgage Rates for 30-Year Fixed U.S. Loans Decline to 3.9% – Mortgage rates in the U.S. declined as more Americans sought financing for home purchases. The average rate for a 30-year fixed loan fell to 3.9 percent. The Washington-based group’s refinancing.

NerdWallet’s mortgage rate tool can help you find competitive, 20-year fixed mortgage rates customized for your needs. Just enter some information about the type of loan you’re looking for and.

Current Interest Rates On 20 Year Fixed Mortgages – A 20-year fixed mortgage is a loan with a term of 20 years whose interest rate stays the same for the duration of the loan. For example, on a 30-year mortgage of $300,000 with a 20% down payment and an interest rate of 3.75%, the monthly payments would be about $1,422 (not including taxes and insurance).

The average rate on a 30-year fixed-rate mortgage was unchanged, the rate on the 15-year fixed went up three basis points and the rate on the 5/1 ARM fell one basis point, according to a.