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Mortgages Made Easy – Travis Credit Union – For the 100% Financing 30-Year Fixed product, based on a loan to value of 100.00% and loan amount of $250,000, the effective interest rate as of May 23, 2019 is 4.625%, with an Annual Percentage Rate (APR) of 5.353%. Monthly payment is $1,285.35 for months 1-359 and $1,284.46 for month 360.