Mortgage rate plunge lowers a no-cost, 30-year fixed refi to 3.9. – What I see: Locally, well-qualified borrowers can get the following fixed-rate mortgages at zero cost: 15-year and 30-year FHA (up to $431,250.

When interest rates are rising, the conventional wisdom says that refinancing your mortgage is less appealing. But for some homeowners, a 15-year refinance mortgage could be a smart financial move.

New Mortgage Rates Today New jersey mortgage interest rates today –  · View and compare urrent (updated today) mortgage rates, home loan rates and other bank interest rates in New Jersey (NJ). E.g. 30 year fixed,

Mortgage Rates Today | Refinance Rates | 30 & 15 Year. – Compare today?s mortgage and refinance rates from Citi.com. View current mortgage rates on 30 year and 15 year fixed mortgages. Get a customized rate and see more loan options.

But a 15-year mortgage rate has two major drawbacks compared with a 30-year loan for the same amount: The monthly payments are higher. You have less flexibility when money is tight, which can happen when you have unexpected expenses or a surprise drop in your income, whether temporary or.

Today’s low interest rate for a 15-year fixed is 3.375% (3.851% APR), and the interest rate for a 30-year fixed is 3.99% (4.253% APR). Why You Should Choose Quicken Loans You’ll get a completely online application process with less paperwork, and you can track the status of your mortgage application.

Use annual percentage rate APR, which includes fees and costs, to compare rates across lenders.Rates and APR below may include up to .50 in discount points as an upfront cost to borrowers. Select product to see detail. Use our Compare Home Mortgage Loans Calculator for rates customized to your specific home financing need.

Mortgage rate plunge lowers a no-cost, 30-year fixed refi to 3.9% – a 15-year jumbo (over $726,525) at 4.50 percent and a 30-year jumbo at 4.75 percent. What I think: Mortgage rates are dropping like a lead balloon. Well-qualified borrowers can get a 30-year fixed.

Take advantage of today’s refinance rates. You can refinance your current mortgage with one of our many loan options , and you can feel confident in your refinancing decisions with step-by-step guidance from an experienced Chase Home Lending Advisor.

Mortgage rates continue to nose-dive as 30-year fixed experiences biggest one-week drop in a decade – Just a handful of months ago, mortgage. The 30-year fixed, which was 4.28 percent a week ago, had its biggest one-week drop in a decade. It was 4.4 percent a year ago and is at its lowest level in.

View current home loan rates and refinance rates for 30-year fixed, 15-year fixed and more. Compare rates to find the right mortgage to fit your goals.

What Is Current Fed Rate Monthly Interest Rate Survey | Federal Housing Finance Agency – The data, tabulated and published as described above, is used to compile FHFA's monthly adjustable-rate mortgage index entitled the “National Average.